Always amazes me when I talk to consumers within the state who have diabetes and what they currently are doing for their Michigan life insurance needs. Having diabetes is not the end of the world.
With work, we can help diabetics get into immediate death benefit plans. What do I mean by that? Most diabetics who have bought life insurance have purchased guaranteed issue plans (no health questions asked). These products are expensive, and are graded so if you pass within the first two years (except for an accident) you only get a portion of the death benefit.
We have term life insurance and permanent plans for diabetics based on health questions. These products have immediate death benefits, and again are available based only a complete health questionnaire.
For your life insurance in Michigan needs, we are here to help.
http://www.michiganhealthbroker.com
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